This website is the property of MARKEL INSURANCE SE SUCURSAL EN ESPAÑA (hereinafter, “Markel”), with Tax Identification Number W2764898I and registered office at Plaza Pablo Ruiz Picasso 1, Floor 35, Edificio Torre Picasso, 28020 Madrid, Spain and registered in the Commercial Register of Madrid, Volume 20.842, Folio 71, Section 8ª, Page M-369403, Inscription 1ª.
For any queries or proposals, please contact us by phone on +34 91 788 6150 or by e-mail at firstname.lastname@example.org.
This website is governed by the regulations exclusively applicable in Spain, and both nationals and foreigners who use this website are subject to them.
Access to our website by the user is free of charge and its use is governed by the conditions of use in force at the time of access. This is why we ask you to read them carefully. If the user does not agree with these conditions of use, he/she should refrain from using this portal and operating through it, and may contact us so that we can resolve any doubts regarding them.
The provision of personal data through our portal requires a minimum age of 14 years or, where applicable, sufficient legal capacity to enter into a contract.
We may at any time modify the presentation and configuration of our website, extend or reduce services, and even remove it from the network, as well as the services and content provided, all unilaterally and without prior notice.
1. Intellectual Property
All contents, texts, images and source codes are property of Markel or of third parties from whom their exploitation rights have been acquired, and are protected by Intellectual and Industrial Property rights.
The user is only entitled to private, non-profit use of them, and he/she needs express authorization to modify, reproduce, exploit, distribute or exercise any right belonging to the owner.
Markel is a registered trademark, and reproduction, imitation, use or insertion of these marks without our permission is prohibited.
The establishment of links to our website does not confer any rights over it. Likewise, the mere fact of establishing a link to our website does not entitle you to the status of collaborator or partner.
Markel shall not be liable for any claims regarding the intellectual property rights of the articles and images published by third parties on its website.
Imitation of our website in whole or in part is strictly forbidden.
2. Conditions of access and use
Access to our website is free of charge and does not require prior subscription or registration. However, certain services are restricted to certain users and require a registration process and/or identification by means of passwords. These services will be duly identified on the website.
The user must access our website in accordance with good faith, the rules of public order and these General Conditions of Use. Access to our website is at the sole responsibility of the user, who shall be liable in all cases for any damages that may be caused to third parties or to us.
The user is expressly prohibited from using and obtaining the services, products and content offered on this website by procedures other than those stipulated in these conditions of use and, where appropriate, in the specific conditions governing the acquisition of certain products.
The user is prohibited from any action on our portal that causes an excessive overload of our computer systems, as well as the introduction of viruses, or the installation of robots, or software that alters the normal operation of our website, or ultimately may cause damage to our computer systems.
Bearing in mind the difficulty of controlling the information, contents and services contained in third party websites available from our website, we inform you that Markel is not responsible for them, although we will try, as far as possible, to ensure their legality.
Markel reserves the right to cancel the membership of any user that the organization considers to have violated the conditions governing the use of our website. It also reserves the right to take appropriate legal action against those who violate these general conditions of use.
Confidentiality and security are Markel’s primary values and, consequently, we are committed to guaranteeing the privacy of the user at all times and to not collecting unnecessary information.
By making this website available to the user, we want to offer a quality service, using the utmost diligence in the provision of the same, as well as in the technological means used. However, Markel does not guarantee that the availability of the service will be continuous and uninterrupted, due to circumstances caused by problems in the Internet network, breakdowns in computer devices or other unforeseeable circumstances, so that the user agrees to bear these circumstances within reasonable limits.
This website, except as regulated, where appropriate, by some specific conditions of use, is purely informative and it aims to present our corporate products and services, so Markel is not responsible for expectations of any kind that may be generated to the user.
All matters relating to our website are governed exclusively by Spanish law. In the event of any type of discrepancy or difference between the parties in relation to the interpretation and content of this website, all parties submit to the Courts and Tribunals that legally correspond if the user is considered a consumer and, expressly waiving any other jurisdiction, to the Courts and Tribunals of Madrid, in the case of a legal entity.
5. Validity of the general conditions of access to the website
These General Conditions of Use were modified on 31/10/2023. We may modify them at any time: please check the date of issue each time you log on to our website to ensure that no changes have been made that may affect you.