Legal Notice

This website is the property of Markel Insurance SE (hereinafter Markel Insurance SE), with Tax Identification No. W2764898I and registered offices in Plaza Pablo Ruiz Picasso 1, Planta 35, Edificio Torre Picasso, 28020 Madrid, Spain and registered in the Commercial Register of Madrid, Volume 37.853, Folio 1, Sheet M-674189, Entry 1.

For any questions or proposals, contact us by calling +34 91 788 6150, or send an email to

This website is governed by Spanish law, and as such all users (both Spanish and foreign) are subject to it.

Before accessing this free website, USERS must first read and fully, expressly and without reservation accept these GENERAL TERMS OF USE, applicable at the moment of access and which we ask you to please read carefully. The USER, from the moment he/she accesses our website, its contents or services, accepts and expressly submits to these general terms of use. Should the user not agree with these terms of use, he/she should refrain from using and browsing through the website.

Only those age 14 and older, or with the sufficient legal capacity to enter into a contract, may provide personal information through our website.

We reserve the right to, at our own discretion, modify the presentation and layout of our website at any time, expand or reduce our services, or even remove our website from the Internet, unilaterally and without notice.


All the contents, texts, images, and source code are the property of Markel Insurance SE or the third parties from which the associated exploitation rights were purchased, and are protected by Intellectual and Industrial Property rights.

The user is only entitled to the private, non-profit use thereof, and express permission must be received to modify, reproduce, use or distribute the aforementioned content or any rights belonging to their owner.

Markel Insurance SE is a registered trademark and may not be reproduced, imitated, used or incorporated without our permission.

The presence of links in our website does not confer any rights over them. Likewise, the mere fact of establishing a link to our website does not give the right to grant oneself the category of collaborator or partner.

Markel Insurance SE disclaims any liability for any claim regarding the intellectual property rights of the articles and images published by third parties on its website.

Our website may not be imitated, in whole or in part.


Access to our website is free and requires no subscription or registration. However, access to certain services is restricted to certain users and requires logging in. These services will be duly identified on the website.

By sending personal information to us, the USER formally accepts our Privacy Policy.

The USER must access our website in good faith and comply with the rules of public order and these General Terms of Use. Access to our website is carried out under the user’s sole responsibility. The user will be liable for any damages that might be caused to us or to third parties.

The user is expressly prohibited from using and obtaining the services and contents offered on this website by procedures other than those stipulated in these terms of use.

The USER is prohibited from taking any type of action in our website that overloads our computer system, as well as from introducing viruses or installing bots or software that alters the normal operation of our website, or that may cause damage to our computer systems.

Considering the impossibility of controlling the information, content and services contained in other websites that may be accessed through links that may be made available on our website, we inform you that Markel Insurance SE disclaims any liability for damages of any kind that may be caused to the user by the use of those websites that are external to our company.

Markel Insurance SE reserves the unilateral right to delete any USER without notice if the organization believes that he/she has violated the terms that govern the use of our website, without the USER being entitled to file a claim of any kind for this type of action. Markel Insurance SE likewise reserves the right to exercise appropriate legal actions against anyone who violates these terms of use. The USER accepts that the non-initiation of these actions does not constitute a formal waiver of said rights, which shall remain in force until the limitation period on the infringements expires.


Confidentiality and security are core values at Markel Insurance SE. ​​Consequently, we undertake to guarantee the users’ privacy at all times and not to collect any unnecessary information.

Users must be 14 or older and expressly accept our Privacy Policy in order to provide personal information through our website.


By making this website available to the user, we want to offer a quality service, using the utmost diligence in the provision thereof, as well as in the technological means used. However, we cannot be held responsible for the presence of viruses or other elements that may in any way damage the user’s computer system.

Due to circumstances caused by problems with the Internet, faults in computing devices or other unforeseeable circumstances, Markel Insurance SE does not guarantee that the service will be continuously available and uninterrupted. As a result, the USER agrees to tolerate these circumstances within reasonable limits and expressly waives liability claims against Markel Insurance SE arising from potential possible failures, errors and use of the service.

The user accepts all liability for using our website. The user is solely responsible for any direct or indirect effect caused by the website, including, but not limited to, any negative economic, technical and/or legal outcome, as well as any failure to meet the expectations held regarding our website. The user agrees not to bring any claim against Markel Insurance SE for damages caused either directly or indirectly by such events.

Markel Insurance SE does not guarantee the accuracy, veracity or validity of the contents of this website, whether owned by Markel Insurance SE or third parties, or those that link to other websites, and as such Markel Insurance SE accepts no liability for the use thereof.

Markel Insurance SE disclaims any liability arising from any claim, including attorney’s fees, lawsuits and claims originating from third parties, resulting from the USER’s violation of our terms and conditions and/or privacy policy, or arising from any other claim resulting from a violation of the applicable law.

The USER recognizes that he/she understands all the information concerning the terms for using our website and recognizes that they are sufficient to ensure error-free operation, and therefore accepts the terms fully and expressly.

The USER is fully aware that the mere act of browsing this website and using our services implies acceptance of these terms of use.

Everything relating to our website is governed exclusively by Spanish law. If there is any discrepancy or dispute between the parties regarding the interpretation or content of this website, the parties renounce any other jurisdiction to which they may be entitled and submit to the jurisdiction and authority of the courts of Madrid.


These General Terms of Use were modified on 10/09/2018. We reserve the right to amend these terms at any time: please check the publication date each time you visit our website to ensure that no changes have been made that affect you.

For any questions regarding the Terms of Use of our website, you can contact us using the methods indicated earlier, or contact Lant Abogados at or