TOP Miscellaneous Insurance

Let Markel Top Miscellaneous insure your profession

Top Miscellaneous is a professional civil liability option offered by Markel and intended for self-employed professionals, start-ups, MSME and SME. What does this product provide? This policy is a contract between a professional and the insurer through which the latter agrees to hold the former harmless against any claims filed by their clients or other individuals who have been affected by a mistake in their professional activity.

The cover offered is of the claims-made type with unlimited retroactivity. This civil liability insurance is intended for professionals like advertisers, consultants, real estate agents, psychologists/psychoanalysts, image consultants, translators and interpreters, conflict mediators, adjusters, psychologists, community managers and others.

For example, Markel Top Miscellaneous covers all the legal expenses to defend the insured, as well as any damages and expenses that may be awarded if it is determined that the insured provided faulty advice, services or designs.  The main advantages of this product are simple pricing and purchasing through a proposal form, ample cover (professional civil liability and general professional civil liability, including cross, subsidiary, tenant’s and employer’s liability), unlimited retroactivity, an option for the amount of cover provided for Professional CL ranging from €150,000 to €1,500,000, adapting the premium based on the billing volume and cover within Spain and the European Union.

Main types of cover offered by Top Miscellaneous:

Scope of cover Top Miscellaneous Insurance:

Others Professional Civil Liability Insurance